Legal expert and contract enforcer Joseph Cumia failed to read the terms & conditions....

72  2018-09-07 by sams_seed

114 comments

Durrrr it says free lemme just type in my credit card info

18 mos later....šŸ˜¤

Hey, weā€™ve all been there, right? We just feel shame about it and hopefully learn our lesson. Like a toddler touching a hot stove.

I got scammed for some online psilocybin spores back in ā€˜04, but this is literally the first time Iā€™ve ever admitted that.

You mind sharing your wisdom with me in the form of a pm? I always wanted to do that, but I donā€™t know where to start.

You mind sharing your wisdom with me in the form of a pm? I always wanted to do that, but I donā€™t know where to start.

You mind sharing your wisdom with me in the form of a pm? I always wanted to do that, but I donā€™t know where to start.

Itā€™s ā€œliterally impossibleā€ for him to check his AMEX statements each month? What a fucking dope.

Also, this auto-renew/jump through hoops to cancel shit is Compound Mediaā€™s standard operating procedure, so Joe is the direct beneficiary of this exact thing.

Fucking retard.

Fucking hilarious, he admits he can't keep track of his own bills. What an imbecile.

Between all those charges for the gas and tolls, the knock off vintage guitars, and buckets of oats for his old lady, how could he?

The fucking goober is "literally" online constantly yet he can't help being billed and scammed because he's just way, way too busy to read a CC statement. Of everyone in the O&A universe that retard is the one most in need of a cinder block to the forehead.

Haha, the bitch looks like a horse.

He can't get his own daughter to school on time, I don't think much can be expected from Joe.

How would he know how to keep track of bills when his brother pays for everything

Just like his brother who was a millionaire with credit card debt. If you were to eat out every meal and buy from three different stores in a day, that would be 42 different charges per week. That maybe takes what? Like 2 minutes to comb through? It's amazing how lazy and incompetent they are.

He's clearly developmentally delayed. This is what happens when you get into your 60's and have been living off charity your entire life.

Actually, the business Amex portal is INCREDIBLY easy to use and is the EASIEST to audit of any credit card I've ever had. It buckets every transaction automatically into categories like "gas," "food," "jalopy life support," "saliva deposits," "oats for Girl," and "internet services" to scan at a glance. It's almost as if they realized the best way to get businesses to entrust billions of dollars is to make it user-friendly and utter foolproof.

I should know, I'm a white man of normal means, unless Thesaurus Joe, the Welfare Negro.

You canā€™t expect him to pay attention to or value money he didnā€™t earn in the first place.

ā€œGive a man a fish, he eats for a day...ā€

"Literally impossible to monitor my only business credit card charges"

I don't know why he is mad. It's not like it's his money he is spending

I am pretty sure intellius is a background check service. So, heā€™s likely paying a service to try and dig up info on the people harassing him online. Intelius sucks btw. Get same info mostly by googling.

He only used it once, ok?

I'd love to know what set him off that he paid that service to try and find some dirt on someone on here. And obviously failed and then got charged hundreds of dollars over the next several months cause he's too stupid to cancel.

I'd venture to guess a certain gig-ruining, child-killing, sound aficionado.

Yeah, and because he was using it to go after people on this sub. That means that this sub just cost him like 500 dollars. Somebody should tweet him and tell him this.

Ant will take it onto the bounty. "$5,500 to anyone that brings me that Reddit DEAD."

It's totally hilarious. The great libtard-crusher wants "them" to "put a stop" to the scams he keeps falling for like the chump he is. This is almost as funny as the time he re-installed Windows twice before he discovered he could close the phony browser-based "virus warning" scam he fell for with task manager, then explained it like it was some "secret" Windows trick.

This is just too much.

Well Nana likes to send screenshots of people's personal info to them, so it must run in the family

And he's spent $360 of tranpa's money on it hahaha

Also, doesnā€™t CM operate this exact same way? Half their subs are probably dormant accounts being charged.

You have to cancel on the anniversary of your renewal if you want all the time you paid for without an auto renewal. Your account is made inactive when you cancel regardless of how much time you have left on your billing cycle. They dont pro rate.

They donā€™t pro anything.

ethered

except lapse

And ject

And ject

Isn't that illegal?

I don't know the answer to that, but I have literally never even heard of this practice anywhere else.

Worse, he seems to have read them but somehow he thinks hes only "partly" at fault for neglecting to cancel the recurring charge.

Hey, admitting to being even "partly" at fault is a big step for a Cumia. That family does endless mental gymnastics to always arrive at them being the blameless victim.

And both of those "socialism"-despising libtard-hating goobers always demand that "they" "do something" about whatever dumb perceived injustice they're whining about at any given moment. "Society" is to blame for Ant cratering his own career, "Facebook" is to blame when Joe gets scammed by a phony ad. Assholes.

Rambling buffoon.

He just loves publicising what an idiot he is doesn't he.

  1. If they ask for your card you assume it's getting charged automatically you moron.

  2. Your brothers company has a history of shady CC charges even if you ignore the doxxing threats.

  3. If you cant read a credit card statement you deserve to get fleeced dummy.

I think he used this post as a humblebrag to say he has a ā€œbusiness Amex.ā€

And he's so busy being a man of leisure, as well as all that hard work learning to sound and act like other men...

Yeah, his "biz" Amex, like he's a big player whipping out his Amex Black card when he stops at the diner for some waffles after annoying another crowd at whatever lowlife bar he just played. Too funny.

Joe hasn't spent $250,000 in his entire life, has never had $250,000 in his entire life, and sure as fuck isn't hitting the $250,000 annual minimum.

And it's the Centurion Card, you plebe.

Joe hasn't spent $250,000 in his entire life, has never had $250,000 in his entire life, and sure as fuck isn't hitting the $250,000 annual minimum.

And it's the Centurion Card, you plebe.

has never made/been given $250,000 TOTAL

He's never MADE 250k with those shit bands but I bet Anth has given him more than that over the years.

Literally everyone knows that if you give your card during a free trial then theyā€™re going to charge you after 100% of the time. What a buffoon.

Exactly. Why else would you give your card info for a free trial? Of course they're gonna a charge it, that's why they ask for the info. He's so utterly fucking stupid.

Joe is 70 and still doesn't understand the adult world.

Companies charge you monthly fees for access to their services. It doesn't matter how much you use it. You could be on Intellius 24/7 and they'll still charge you $30. They're only charging for access.

You're not sick everyday but Anth still pays your health insurance so you can have access to health care.

He's never had to be an adult. He thinks money grows on trees.

I get a text everytime my card is charged. But im not a very important business man so i have time to glance at it...

Actually, he thinks money grows on Anths.

Your link card?

I think the half-breed used her SNAP benefits card

Shut up with your successful chaturbate blown-out navel fetish niche.

Shut up with your successful chaturbate blown-out navel fetish niche.

Shut up with your successful chaturbate blown-out navel fetish niche.

Joe is 70 and still doesn't understand the adult world.

This is all Baby Boomers

Ummmm yeah hi Comcast, I haven't watched any tv this month so you can go ahead and cancel that bill, thanks. #trump2020 #maga

Joe is one of those old people that will fall for anything. Ruby rube rube

"I'm going to need an advance on my residuals this month, Anth. I found this amazing deal where this Nigerian prince will make your dick bigger! I'd tell you to get in on it but it was a 1-day only offer for people who passed the 'true genius' online test that day."

Yeah I'm sure he buys the entirety of 2U meals.

He throws a bucket of KFC in the back of the uhaul and letā€™s them fight for it.

KFC is a special-occasions only meal for 2U. Joe likely keeps the van stocked with tons of stale bagels he regularly pulls from the dumpster outside of a bakery.

This is the 3rd time in a month Joe the 'tard has been scammed online.

These Cumias are really stupid people.

Bobo needs to have a talk with him.

They would have scammed Joe a 4th time but he had that slick 'CTL-ALT-DELETE' trick up where his sleeves should be.

I'm honestly thinking of making myself rich by emailing him claiming that I have $8 millions dollars I'm willing to share with him if he gives me a $10,000 fee for getting it out of the bank of Nigeria.

The Cumias aren't sending their best.

Hard to believe Joey Reeboks is this concerned with 400 bucks

He also doesnā€™t realize that AMEX would likely charge him back the 400 in a matter of minutes without him having to make a stink with consumer affairs. Unless by AMEX he actually means DISCOVERCard, or maybe DEBIT card.

Iā€™m always wary of ā€œfree trialsā€ that require a credit card to activate.

What did he think that info was for?

You just set a Google calendar event 5 days before to cancel. I do it all the time. You set up a virtual credit card and just delete the number if th ed y give you a hard time. Retarded "socialism sucks" boomers like Joe and his faggot friends are subsidizing my free shit by spending 500 bucks like this.

I never tried the virtual credit card thing. Thatā€™s actually a solid idea.

i've been using this for a while works pretty well https://privacy.com/home

This is just more Fake News perpetuated by the MSM because according to his Linkedin profile, leadership and organizational skills are his strong points. #MAGA

Yeah if you click that and have a real job, he'll get your info since you looked at his profile. NICE TRY, JOE!

These are the words of a man who doesn't earn most of his paychecks. Have any of you ever given a company your credit card then just not bothered to notice a recurring charge on your statements for 18 straight months?

I'm just surprised he had an extra $29.95 in his account each month and that he didn't notice it missing. That's like 3-4 gigs for BroJoe.

The statements are probably sent directly to Ant's house.

I..FUCKING HATE HIM WITH A PASSION!

Partly.....I love that the Cumiaā€™s use that word

Ant is partly a drunk Ant partly beat up his girlfriend Compound Media app partly works

Joe's going to have a problem trying to crumple up 95 cents.

Heā€™s my girlfriendā€™s senile angry old paranoid father. To a tee. Tell us more about identity theft

Stupid fuck.. It's your responsibility to cancel shit before the trial ends.

Nigga has a BUSINESS AMEX...

He checked his credit card statement after a 18 months of not checking it. Why check it now? He must be broke. Nana cut him off.

Indirectly admitting he can't afford an accountant.

"My biz AMEX is used every month for flights, hotel, equipment, Van repairs, gas and maintenance, on the road band meals, etc..etc. It's literally impossible to keep an eye on everything it's used for."

Well, you seem pretty successful, Joe. Maybe you should hire an accountant who does all of this for you, retard? Or possibly stop using, what seems to be a card for business expenses, on personal shit? Or maybe, just maybe, not use a shitty lookup service to look up people who have no effect on your life?

Why is he so proud to admit he's literally the dumbest person over 50?

He always finds a way to say the next dumbest thing ever.

It would be hilarious if this triggered an IRS audit.

Just remember that this a middle-aged man raising a small child.

"Middle-aged"

Quite poignantly this is probably 80% of his benefactors income, retarded truckers who have forgotten to turn off recurring payments.

It's not partially your fault Joe, its 100% your fault. Intelius is charging you based on the agreement you didn't read. He is a tremendous moron.

All these piece of shit cumias do is complain.

I thought this faggot was only using social media for gig promotions going forward. Hes a faggot blogger.

Boo fucking hoo Joe, not like it's actually your money anyway

Greedy dishonest people who are always looking for a shady deal are the easiest to scam. He was also outraged that a company selling fake Gibsons at at least 1/15th of the real price is not that honorable

This faggot doesn't even work. What does he spend Ants money on?

The amount of info this guy shares on facebook is staggering

"It's literally impossible to keep an eye on everything it's used for"

Actually one of the easiest things for any adult to do is to review their itemized credit card statement at the end of the month, retard.

Ah, so the right of racists to make contracts has a down side.

Seeing how he has AT&T, I bet he is in Anthonyā€™s family plan.

Yes Joe its 'literally impossible' to keep track of a business credit card. Fucking DOLT.

So I how can he run his business if he doesn't keep track of literally every transaction on his business credit card? He just admitted that he his violating the standards of book keeping. Auditors gonna have a field day with this idiot.

So I how can he run his business if he doesn't keep track of literally every transaction on his business credit card? He just admitted that he his violating the standards of book keeping. Auditors gonna have a field day with this idiot.

So I how can he run his business if he doesn't keep track of literally every transaction on his business credit card? He just admitted that he his violating the standards of book keeping. Auditors gonna have a field day with this idiot.

Literally impossible to download a banking app and look at the transactions, literally impossible. Allowing notifications for your banking app is also literally impossible. Literally. Impossible.

This Baby Boomer is STRAIGHT BOOMING in the GIGANTIC RANT about a CONSUMER PRODUCT. The Boomer must CONSUME and type in ALL CAPS about the EXPERIENCE OF CONSUMPTION. Was it a PRETTY GOOD EXPERIENCE or WAS IT A BAD ONE?

His stupidity is beyond repair

Wah, my brother had to pay for some membership I didn't use. Cry my a river of child spit, Joe. No one cares.

What's funnier, calling his debit card a Biz Amex or it's used for van repairs?

They donā€™t pro anything.

Isn't that illegal?

I don't know the answer to that, but I have literally never even heard of this practice anywhere else.

I think the half-breed used her SNAP benefits card